Oil is the primary source of warmth for a significant proportion of the US and UK. It tends to be restricted to rural areas where pipelined heating (ie, natural gas) is uneconomical. Despite tending to be more expensive than piped gas, it is generally considerably cheaper than bottled gas - those propane cylinders with large danger symbols on them.
If you are sure that you can't see any oil, or if you pressed your level equalisation button and the oil level has disappeared below the tube, you urgently need to fill up with oil.
The oil level tube takes some getting used to in estimating how much oil to fill up the tank. 'Most' of the oil is in the middle of the tank, as the top and bottom are the small parts of the circle. If the oil level is a third of the way down, you may only have used 10% of your oil, so definitely not enough for a fill. If, however, it's a third of the way from the bottom, your tank is 90% empty and you can think seriously about getting a big order in.
A bigger way to save money is to track your usage and the domestic oil prices every couple of weeks. Pay attention to the news; is there cold weather on its way, or has an oil producing country announced supply problems? All these things can point to higher (or lower) prices in the months ahead, so with a bit of forecasting you can avoid having to do a big tank fill-up when the retail price is peaking.
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